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Cash Discounting

Berks helps you lower your credit card processing fees

Reinvest it back into the business and make more profits!

Berks Pay works with your business to set up a compliant cash discount program so your fees for processing at the end of the month are zero dollars.


By eliminating 95% of your monthly bill, your business quickly saves hundreds, if not thousands of dollars every month. Reinvest that back into the business or take a vacation!

How Does it Work?

Cash Discounting programs are legal in all 50 states thanks to the Durbin Amendment passed in the 2010 Dodd-Frank Act, essentially allowing your business to offer a discount for customers paying with cash and pass along your merchant fees to consumers who pay with credit cards.

Cash Discounting

Cash Discounting is when a business offers a discount to customers who pay by cash or check, instead of with a credit or debit card.

No-Cash Adjustment

The Non-Cash Adjustment allows the merchant’s list prices to be a built-in cash discount incentive. Customers who pay with credit and debit cards will not receive the discount and will see a Non-Cash Adjustment on their bill.


Surcharges are fees that are added to the cost of the purchase when customers use a credit card. Business owners must follow additional steps to be in compliance with the card brands.


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